I dropped by my Mom's yesterday to pick up some {junk} mail. I ALMOST ripped them up because I can't tell you how many Credit Card applications I get. Yeah, you all get them too, you know what I'm talking about. But something told me to open this one up. Well, SURE GLAD I DID! Inside envelope #1 was a statement for a Sears Mastercard and a $7,000 balance on it! What did I buy? NOTHING. Oh that's right, SOMEONE ELSE opened up this card in my name and bought a $700.00 TV and $6000.00 in "Fine Jewlery." Envelope #2 - My unactivated Sears Mastercard.
Now, I could rant and rave and stomp my feet about how DUMB some salesman has GOT to be to just sell someone $6,000 worth of jewlery. Is that not a red flag even a little bit?!? I suppose it could have been an online purchase, but STILL...GRRR! This system is messed up!
So, I spent about an hour last night talking to Mastercard, Some Credit Beureu company, and The Police Department. What a LAME Cinco de Mayo celebration!
What gets me is this...this person had my correct name with middle initial, social, birthday, and address. I'm not sure WHERE they got it from, but the bottom line is, they did. BUT, they had the WRONG phone number. So I ask her what it is and she says: "I'm not allowed to give it to you because it could cause conflict" Excuse me but, LADY, I'M THE ONE CONFLICTED, NOW GIVE ME THAT NUMBER SO I CAN GO PICK UP MY TV AND "FINE JEWLERY!" In order to get this phone number, I have to file a police report. You BETTER believe I'm filing one TODAY! In fact, as soon as I finish this blog, I'm going for a walk to the Police Department.
I'll keep you posted! Everyone I talked to last night is assuring me that this is NOT going to blow my credit nor am I going to have to pay this back. PLEASE tell me this is true! As much as I'd like that Jewlery that I'll never see, I'd rather keep my $7,000!
4 months ago
9 comments:
that is a bummer to hear. I had a similar thing happen to me and it sucks. sometimes I wish we could go back to the good ol' CASH days, You either have it or you dont!!! I hope it gets cleared up soon for you.
Make sure you report this to all three credit bureaus so they can flag your account!
Congrats to Gary on Graduating!!! I am sad you may be moving so far away.
And that is so annoying about the Sears thing! I hope you get it worked out! Identity theft is so scary!!!
we had a charge for Match.com in my name and we called the bank to dispute it. Evidently someone had my name and number from some online shopping that I did. It sucks because once yoour account is flagged it's harder for you to buy anything. Anyways, it was taken care of and we haven't had any other issues...
I had someone trying to debit their cell phone bill from our account a while back. It's a pain, but in the end, it will all work out and I'm sure you won't have to pay that HUGE amount! Just keep at it!
Tara!! I can't believe that! That really sucks..big time. How are things? It seems like I haven't talked to you forever! We are still in Canada- just got back from Banff today! How much longer do you have at Nu Skin? What are you and Gary's plans? I guess I just need to get on MSN and we need to chat! I hope you get all of this identity crap figured out!
ohhhhhhhhhhhhhh my worse fear. I am soo so sorry, I hope it all works out! i WILL now open all of those credit card things too!
That sucks. We had a similar experience a couple of years ago and no one would give us a number for the thief either. They said it is against the privacy act. Why do they try and protect the criminals??? I hope everything works out.
SS
We've had it too. Someone wrote a check for $1000, but luckily we didn't have to pay it. How did it all work out?
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